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Glossary - V
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

VA (Veterans Administration)
A federal agency designed to help veterans enter the housing market.

VA Loan
A loan guaranteed by the U.S. Department of Veterans Affairs (VA). VA loans are made to honorably discharged veterans or their un remarried widows or widowers. Such loans require a minimal or no down payment and offer lower interest rates.

VA mortgage
A mortgage that is guaranteed by the Department of Veterans Affairs (VA). Also known as a government mortgage.

Valid contract
Legally binding; authorized

Vara
A measurement of length of 33 1/3 inches in Texas.

Variable rate
An interest rate that changes periodically in relation to an index. Payments may increase or decrease accordingly.

Variance
An indulgence granted by a local zoning commission or authority to allow a non-conforming use of a property to continue.

Vendee
Purchaser.

Vendor
Seller.

Vested
Having the right to use a portion of a fund such as an individual retirement fund. For example, individuals who are 100 percent vested can withdraw all of the funds that are set aside for them in a retirement fund. However, taxes may be due on any funds that are actually withdrawn.

View ordinance
A law adopted by some cities or towns with desirable vistas--such as those in the mountains or overlooking the ocean--that protects a property owner from having his or her view obstructed by growing trees. View ordinances don't cover buildings or other structures that may block views.

Village acre
A lot size used in the Houston area to denote a 40,000 square foot parcel. In the Memorial Villages of Bunker Hill, Hedwig, Hillshire, Hunter's Creek, Piney Point and Spring Valley, lot sizes are often expressed in village acres or a fractions of village acres. The term was coined by developers who successfully lobbied for slightly smaller, minimum lot size requirements, in the cities' zoning regulations.

Virtual home tour
Any method used to provide internet users with a graphical presentation of a home, or homes. Presentations may include web pages, java applets, streaming video, panoramic images and bubble views.

Void
Having no legal force or effect; legally invalid.

Void able
A contract which appears valid and enforceable on the surface, but may be declared invalid by one of the parties, such as a contract entered into by a minor.

Void able contract
A contract that may be treated as legally unenforceable at the option of a party (usually the injured party) but remains enforceable until that party exercises her option.

Voluntary alienation
Transfer of title to an asset with the consent of the owner.

Voluntary lien
A claim that is recorded/registered with the consent of the owner.

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